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Everyday Money Skills

Practise simple budgeting, track everyday costs, and plan for an irregular income.

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A practice budget for one week

Use fictional examples when working with personal, client, or financial information. Keep your notes private and share only what you choose. Write on a printed copy, or use these prompts in a notebook or document app.

01. My fictional money record

Use four columns: Date / Description / Money received / Money spent. Begin with an opening balance.

02. My planned week

List example essential costs and when they are due. Compare the total with available money.

03. A lower-income week

Change your example income and explain which choices need to change.

04. Payment safety

Write three checks to make before paying. Never write a real PIN, password, or code here.

05. My review

Compare the example plan with example spending. What will you adjust next time?

Original introductory learning material · RYEH Digital Innovation Hub. This worksheet supports practice. It is not a record of programme participation or a certificate.